Finance & Capital Markets · Practice

Banking & Lending

Lender and borrower-side counsel on syndicated, bilateral, and structured lending across the region.

Overview

Financing that moves at deal speed.

We advise banks, DFIs, credit funds, sponsors, and corporates on the full range of debt financing — from bilateral facilities to complex syndicated and structured lending.

Our team is trusted for market-standard execution on well-trodden structures, and for the imagination required on bespoke ones.

  • Syndicated and bilateral facilities
  • Acquisition and leveraged finance
  • Trade and commodity finance
  • Real estate and asset finance
Firm Perspective

How we approach this practice.

Our Banking & Finance practice advises lenders, borrowers, sponsors, and financial institutions on a wide range of financing transactions — secured and unsecured lending, project finance, acquisition finance, trade finance, structured finance, and refinancings.

We draft and negotiate loan agreements, security documentation, guarantees, and intercreditor arrangements, and advise on regulatory compliance with the Central Bank of Kenya, AML obligations, and financial sector regulations applicable to banks, non-bank financial institutions, and fintechs — as well as sovereign and quasi-sovereign borrowing.

Capabilities

Full-service lending practice.

Every mandate draws on the same integrated bench — corporate, regulatory, tax, and disputes — sequenced by a single partner.
Syndicated Lending

LMA-standard syndicated facilities for lender and borrower groups.

Acquisition Finance

Debt financing for M&A, sponsor-led and strategic — including margin and covenant design.

Trade & Commodities

Structured trade, commodities, and pre-export finance across regional producers.

Real Estate Finance

Development, investment, and mortgage-backed lending across asset classes.

Security & Collateral

Complex security packages, cross-border collateral, and intercreditor arrangements.

Restructuring

Amend-and-extend, refinancing, and consensual restructurings for distressed credits.

How We Work

A disciplined path from concept to close.

  1. 01
    Commercial Alignment

    We start with the commercial map — economics, control, contributions, and outcome — before drafting a single clause.

  2. 02
    Structural Blueprint

    A structuring memo sets out the vehicle, jurisdiction, tax treatment, and regulatory path, benchmarked against comparable matters.

  3. 03
    Documentation

    Bespoke documentation drafted as an integrated instrument set — designed to survive later scrutiny.

  4. 04
    Approvals & Closing

    Regulator engagement, condition-precedent management, and a disciplined closing choreography.

  5. 05
    Stewardship

    Ongoing counsel through the life of the matter — governance, calendaring, and dispute-prevention.

Key Contacts

Partners leading the practice.

Hudheifa Aden
Hudheifa Aden
Managing Partner
Jacktone Nengo
Jacktone Nengo
Partner
Related Practice Areas

Where this work connects.

Insight
Security enforcement in Kenya — a lender's practical guide.
Read the briefing
Instruct the Firm

Considering a matter? Speak with the partner who will run it.

Contact the Firm to discuss your transaction, project, dispute or regulatory matter.